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Terms of Service

Effective Date: May 29, 2026

These Terms of Service (“Terms”) govern your access to and use of the ArmourID website, platform, account features, mobile or web interfaces, application programming interfaces, and related services (collectively, the “Services”) operated by ArmourID LLC (“ArmourID,” “we,” “us,” or “our”). ArmourID provides technology tools to support identity verification, document management, eligibility-related workflows, and controlled data sharing in connection with sports participation and related regulatory or organizational requirements.

Please read these Terms carefully. By accessing or using the Services, creating an account, clicking “I Agree,” submitting information or documents, or otherwise interacting with ArmourID, you agree to these Terms and the ArmourID Privacy Notice. If you use the Services on behalf of an organization, you represent that you have authority to bind that organization to these Terms. If you do not agree, do not use the Services.

You must be at least eighteen (18) years old to use the Services unless ArmourID has approved an organization’s use of the Services in connection with minors. Any organization using the Services in connection with minors is responsible for obtaining and maintaining all legally required parental or guardian consents, providing all required notices, and ensuring that such use complies with applicable law.

ArmourID may update these Terms from time to time. Updated Terms will be effective as of the date stated in the updated version. If we make material changes, we will provide notice through the Services, by email, or by other reasonable means. Your continued use of the Services after the updated Terms become effective means you accept the updated Terms.

The Services

ArmourID is a technology platform. ArmourID is not a healthcare provider, medical professional, athletic commission or other sports regulatory authority, sanctioning body, or medical decision-maker. The Services do not provide medical advice, diagnosis, treatment, clinical recommendations, medical clearance, fight clearance, licensure decisions, or final eligibility determinations.

Any medical, eligibility, licensure, participation, or regulatory decisions remain the responsibility of the applicable fighter, athlete, healthcare provider, athletic commission, sanctioning body, promotion, organization, or other authorized decision-maker. ArmourID does not guarantee that information submitted through or displayed on the Services will be accurate, complete, accepted by any third party, or sufficient to satisfy any regulatory, licensing, medical, or eligibility requirement.

ArmourID may modify, suspend, discontinue, update, or restrict any part of the Services at any time, subject to applicable law and any separate written agreement.

Accounts and User Responsibilities

You are responsible for providing accurate, current, and complete information when creating or using an account. You are also responsible for maintaining the confidentiality of your login credentials and for all activity under your account.

You agree to promptly notify ArmourID at info@armour-id.com if you believe your account has been accessed without authorization or your credentials have been compromised.

ArmourID may suspend or terminate your account if we reasonably believe that you have violated these Terms, provided false or fraudulent information, created a security risk, used the Services unlawfully, or otherwise misused the Services.

User Content and Authorizations

You are responsible for all information, documents, images, records, and other materials you upload, submit, generate, transmit, or otherwise provide through the Services (“User Content”). User Content may include identity information, eligibility information, medical or health-related information, documentation, records, and related account information.

You represent that your User Content is accurate to the best of your knowledge and that you have all rights, permissions, consents, and authorizations necessary to submit it and authorize its use or disclosure through the Services.

ArmourID may host, store, process, transmit, display, and use User Content as necessary to provide, secure, maintain, support, troubleshoot, and improve the Services; facilitate authorized workflows; comply with applicable law; and as otherwise described in the ArmourID Privacy Notice. ArmourID will use medical or health-related information only as described in the ArmourID Privacy Notice, any applicable consent or authorization, and applicable law.

Where the Services allow a user to authorize sharing with an athletic commission, promotion, organization, sanctioning body, service provider, or other recipient, ArmourID will share information in accordance with the applicable authorization, the ArmourID Privacy Notice, and applicable law. Unless a user authorizes broader disclosure or applicable law permits or requires otherwise, ArmourID is designed to limit disclosures to information reasonably necessary for the applicable eligibility, verification, regulatory, or authorized purpose.

ArmourID does not sell medical or health-related information, use medical or health-related information for targeted advertising, or disclose medical documentation to data brokers.

Privacy and Health Data

ArmourID’s collection, use, disclosure, retention, and protection of personal information is described in the ArmourID Privacy Notice, which is incorporated into these Terms by reference.

ArmourID is not a HIPAA covered entity or business associate solely by providing the Services to fighters, athletes, promotions, organizations, athletic commissions, sanctioning bodies, or other regulatory authorities. If ArmourID separately agrees in writing to process HIPAA-regulated protected health information on behalf of a HIPAA covered entity under a business associate agreement, that specific processing will be governed by the applicable business associate agreement and applicable law. Otherwise, ArmourID treats medical and health-related information as sensitive personal information handled in accordance with the ArmourID Privacy Notice and applicable privacy, consumer health data, biometric, security, and breach notification laws.

ArmourID uses reasonable technical, administrative, and organizational safeguards designed to protect personal information submitted through the Services. However, no system is completely secure, and ArmourID does not guarantee that unauthorized access, loss, misuse, or alteration will never occur.

Acceptable Use

You may use the Services only for lawful purposes and in accordance with these Terms. You may not:

  • Submit false, forged, altered, misleading, or fraudulent information or documents;
  • Impersonate any person or organization or misrepresent your identity, affiliation, or authority;
  • Access or attempt to access another user’s account, data, records, or systems without authorization;
  • Use the Services to harass, threaten, harm, exploit, or defraud any person;
  • Copy, scrape, harvest, export, or extract data from the Services except as expressly authorized;
  • Reverse engineer, decompile, disassemble, or attempt to derive the source code, structure, algorithms, models, workflows, or underlying technology of the Services;
  • Upload malware, interfere with the Services, or attempt to bypass, disable, or compromise any security or access controls;
  • Use information obtained through the Services for unauthorized advertising, marketing, profiling, wagering, commercial exploitation, or unrelated purposes;
  • Use the Services to circumvent or undermine the authority of any athletic commission, sanctioning body, or regulatory authority;
  • Violate any applicable law, regulation, court order, or third-party right; or
  • Use the Services in violation of U.S. export control, sanctions, anti-corruption, or anti-money laundering laws.

ArmourID may suspend or terminate access, remove User Content, or take other appropriate action if we believe a user has violated this section.

ArmourID Ownership and Intellectual Property

ArmourID and its licensors own all rights, title, and interest in and to the Services and all related technology, software, code, databases, APIs, workflows, designs, interfaces, dashboards, page layouts, graphics, text, templates, documentation, know-how, business processes, algorithms, models, trademarks, logos, service marks, trade names, domain names, and other materials provided by or on behalf of ArmourID, including all improvements, modifications, derivative works, and intellectual property rights in the foregoing (collectively, the “ArmourID Materials”).

Except for the limited right to access and use the Services as expressly permitted by these Terms, no right, title, or interest in or to the Services or ArmourID Materials is transferred to you. All rights not expressly granted are reserved by ArmourID.

Subject to your compliance with these Terms, ArmourID grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable right to access and use the Services solely for their intended purpose and solely in accordance with these Terms, the ArmourID Privacy Notice, and any applicable written agreement with ArmourID.

You may not, and may not permit any third party to:

  • Copy, reproduce, modify, adapt, translate, distribute, sell, lease, sublicense, or create derivative works of the Services or ArmourID Materials;
  • Reverse engineer, decompile, disassemble, or otherwise attempt to discover the source code, object code, architecture, algorithms, models, workflows, or underlying structure of the Services;
  • Remove, alter, or obscure any proprietary notices, trademarks, copyright notices, or other rights notices;
  • Use the Services or ArmourID Materials to develop, train, improve, benchmark, or support a competing product or service;
  • Use the Services or ArmourID Materials for unauthorized commercial purposes, data mining, scraping, harvesting, or bulk extraction;
  • Interfere with or bypass any access controls, usage limits, security features, or technical restrictions; or
  • Use ArmourID’s name, trademarks, logos, or branding without ArmourID’s prior written permission.

You retain ownership of your User Content. By submitting User Content, you grant ArmourID a limited, worldwide, non-exclusive, royalty-free license to host, store, process, transmit, display, and use User Content as necessary to provide, secure, maintain, support, troubleshoot, and improve the Services; facilitate authorized workflows; comply with applicable law; and as otherwise described in the ArmourID Privacy Notice. ArmourID will use medical or health-related information only as described in the ArmourID Privacy Notice, any applicable consent or authorization, and applicable law.

You represent that you have all rights, permissions, and authorizations necessary to submit User Content and to grant the license above. You may not submit User Content that infringes, misappropriates, or violates another person’s copyright, trademark, trade secret, privacy, publicity, confidentiality, or other proprietary rights.

ArmourID respects the intellectual property rights of others and expects users of the Services to do the same. ArmourID may remove or disable access to User Content alleged to infringe another person’s copyright or other intellectual property rights and may suspend or terminate, in appropriate circumstances, users who repeatedly infringe or are alleged to repeatedly infringe copyrights or other intellectual property rights.

If you believe that content available through the Services infringes your copyright, you may submit a written notice to ArmourID’s copyright contact that includes: your physical or electronic signature; identification of the copyrighted work claimed to have been infringed; identification of the allegedly infringing content and information reasonably sufficient for ArmourID to locate it; your name and contact information; a statement that you have a good-faith belief that the use is not authorized by the copyright owner, its agent, or the law; and a statement, made under penalty of perjury, that the information in the notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.

Copyright notices may be sent to:

ARMOURID LLC

Attn: Copyright Agent

Email: info@armour-id.com

Website: www.armour-id.com

ArmourID may provide users with an opportunity to submit a counter-notification where required or appropriate under applicable law.

If you provide comments, ideas, suggestions, recommendations, or other feedback about the Services (“Feedback”), ArmourID may use the Feedback without restriction, attribution, or compensation. You agree that Feedback is not confidential and that ArmourID may use it to improve, develop, market, or commercialize its products and services.

You acknowledge that unauthorized use of the Services or ArmourID Materials may cause irreparable harm to ArmourID, and ArmourID may seek injunctive or equitable relief to prevent or stop such misuse, in addition to any other remedies available at law or in equity.

Third-Party Services and Recipients

The Services may involve third-party service providers, identity verification providers, hosting providers, communications providers, athletic commissions, promotions, organizations, sanctioning bodies, healthcare providers, or other authorized recipients. ArmourID is not responsible for third-party services, systems, decisions, or data practices except as expressly required by applicable law or a separate written agreement.

ArmourID’s facilitation of data sharing, access, or workflow support does not constitute an endorsement, certification, sponsorship, approval, medical clearance, licensure decision, or regulatory determination by ArmourID.

Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, ARMOURID DISCLAIMS ALL WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AVAILABILITY, ACCURACY, RELIABILITY, SECURITY, AND COURSE OF DEALING OR USAGE OF TRADE.

ARMOURID DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR THAT ANY INFORMATION SUBMITTED THROUGH OR DISPLAYED ON THE SERVICES WILL BE ACCEPTED BY ANY ATHLETIC COMMISSION, SANCTIONING BODY, PROMOTION, ORGANIZATION, HEALTHCARE PROVIDER, INSURER, OR OTHER THIRD PARTY.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ARMOURID AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST DATA, LOSS OF GOODWILL, BUSINESS INTERRUPTION, INABILITY TO COMPETE, DENIAL OF LICENSURE OR CLEARANCE, OR DECISIONS MADE BY THIRD PARTIES BASED ON INFORMATION SUBMITTED THROUGH OR DISPLAYED ON THE SERVICES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ARMOURID’S TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES WILL NOT EXCEED THE GREATER OF: (A) THE AMOUNT YOU PAID TO ARMOURID FOR THE SERVICES IN THE TWELVE (12) MONTHS BEFORE THE CLAIM AROSE; OR (B) ONE HUNDRED DOLLARS ($100).

Some jurisdictions do not allow certain limitations of liability, so some of the above limitations may not apply to you.

Indemnification

You agree to defend, indemnify, and hold harmless ArmourID and its affiliates, officers, directors, employees, agents, licensors, and service providers from and against any claims, losses, liabilities, damages, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:

  • Your access to or use of the Services;
  • Your violation of these Terms;
  • Your User Content;
  • Your violation of applicable law or third-party rights;
  • Your unauthorized use or disclosure of another person’s information; or
  • Your submission of false, fraudulent, inaccurate, incomplete, or misleading information.

Termination

You may stop using the Services at any time. ArmourID may suspend or terminate your access to the Services at any time if we reasonably believe you have violated these Terms, created risk for ArmourID or other users, provided false or fraudulent information, or used the Services unlawfully.

Upon termination, your right to use the Services will end. ArmourID may retain or delete User Content and account information as described in the ArmourID Privacy Notice and as permitted or required by applicable law. Sections that by their nature should survive termination will survive, including provisions relating to ownership, intellectual property, User Content licenses, disclaimers, limitation of liability, indemnification, governing law, and dispute resolution.

Governing Law and Disputes

These Terms are governed by the laws of the State of Washington, without regard to conflict of law principles. Subject to any arbitration agreement or other dispute resolution terms that may apply, the state and federal courts located in Washington will have exclusive jurisdiction over disputes arising out of or relating to these Terms or the Services, and you consent to personal jurisdiction and venue in those courts.

Any dispute, claim, or controversy arising out of or relating to these Terms or the Services will be resolved exclusively in the state or federal courts located in Washington, except that either party may seek injunctive or equitable relief in any court of competent jurisdiction to protect intellectual property rights, prevent unauthorized access or misuse of the Services, or prevent misuse of confidential or sensitive information. To the maximum extent permitted by law, disputes must be brought only on an individual basis and may not be brought as a class, collective, consolidated, or representative action.

SMS and Electronic Communications

By providing your email address, phone number, or other contact information, you agree that ArmourID may send you service-related communications, including account notices, verification messages, security alerts, document reminders, eligibility-related updates, and legal or policy notices.

If ArmourID offers SMS or text message communications, ArmourID will provide any required SMS disclosures and obtain any required consent at the point of opt-in. Message and data rates may apply. Message frequency may vary. You may opt out of SMS messages by following the instructions provided in the message, including by replying STOP where supported. You may request help by replying HELP where supported. Opting out of SMS messages may affect ArmourID’s ability to send time-sensitive account, security, or eligibility-related communications.

Miscellaneous

These Terms, together with the ArmourID Privacy Notice and any applicable written terms or agreements, are the entire agreement between you and ArmourID regarding the Services. If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect. ArmourID’s failure to enforce any provision is not a waiver.

You may not assign or transfer these Terms without ArmourID’s prior written consent. ArmourID may assign these Terms in connection with a merger, acquisition, corporate reorganization, financing, sale of assets, or by operation of law.

You agree that no joint venture, partnership, employment, agency, fiduciary, or franchise relationship is created by these Terms or your use of the Services.

Contact

Questions about ArmourID or the Services may be directed to:

ARMOURID LLC

Email: info@armour-id.com

Website: www.armour-id.com

ARMOURID LLC

Digital Identity & Medical Eligibility Platform for Combat Sports

Legal, Privacy & HIPAA Inquiries: info@armour-id.com

Effective Date: May 29, 2026

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